Being proactive when it comes to preventing potentially hazardous situations from developing is one of the best ways to limit risk, liability, bodily injury and ultimately, financial pain.
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To help you to have a clearer picture of where and how such situations may arise, we have prepared four (4) videos that address each area of potential liability.
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- Video #1: How to Prevent Water Damage
- Video #2: How to Avoid Overexposure to UV Light
- Video #3: How to Avoid Slips, Trips & Falls
- Video #4: How to Avoid Invasion of Privacy & Sexual Harassment Issues
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We encourage you to view each video and invite your staff to do so, as well.
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1. Preventing Water Damage
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Claims related to water damage rank among the top three of all insurance claims in both occurrence and cost. And most could easily be prevented by having a pro-active plan in place. When water damage does occur, the real headaches are related to clean-up and business interruption.
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This video reviews (5) ways in which you can prevent water damage to your salon, as well as surrounding businesses.
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Spoiler Alert: Water damage related to faulty spray-tan systems and connections steals the show!
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2. Preventing Overexposure to UV Light
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In the United States, all devices that emit UV-light, including tanning beds and booths, are regulated by the FDA and are listed as Class-2 medical devices.
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To avoid over-exposure to UV, which can result in burns to the skin, skin irritation, damage to the eyes, photosensitive reactions to UV, etc., there are several important guidelines that you should follow.
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This video covers the FDA’s Recommended Exposure Schedule, Skin Typing, Adverse Reactions to Photo-Sensitive Medications, Compliant Protective Eyewear and Determining Replacement Lamp Compatibility.
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Furthermore, it is prudent that salons review their insurance coverage to ensure that their policies actually cover skin cancer – and not just general liability.
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The videos are 5-6 minutes in length and are both educational and entertaining. They may be viewed 24/7/365 at uiprograms.com.
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3. Preventing Slips, Trips and Falls
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Slips, trips and falls are among the leading causes of both commercial business and workplace related accidents. In fact, slips, trips and falls are often reported as the most common causes of both Workers’ Compensation and customer-initiated claims.
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Tanning Salons are especially susceptible to slip, trip and fall injuries due to heavy foot traffic combined with the use of spray-tan systems and tanning lotions – as well as the constant spraying of cleaning solutions that are used to sanitize the tanning systems.
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This video covers how to deal with such issues and also how to prevent potentially hazardous situations from developing.
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4. Preventing Claims Related to Sexual Harassment and Invasion of Privacy
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The subjects of invasion of privacy and sexual harassment are front and center in the world today.
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The relaxed, friendly environment created inside your salon is conducive to attracting appearance-conscious customers – yet, it also provides an atmosphere where even the most professional employees may unintentionally drop their guard and cross the line into the “danger zone.”
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Customers also have an expectation of “privacy” when they patronize your business, as they are required to share both their personal and financial information. And you as the business owner are legally bound and obligated to protect them on all fronts.
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This video explores the areas of your business model where you may be vulnerable, including the behavior of your staff and customer interaction, as well as the physical design of your business.
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We look forward to hearing from you! JB
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